DSCR Rental Loans

Income-based financing for long-term rental properties—perfect for portfolio growth.

DSCR

Our DSCR (Debt Service Coverage Ratio) loans are tailored for real estate investors looking to purchase or refinance rental properties without the need for tax returns or W-2s. Approval is based on the property’s cash flow, making it easier to scale your portfolio.

  • Rates starting at 5.6%

  • Purchase: Up to 80% LTV of Purchase Price with 700+ Credit Score

  • Refinance: Up to 80% of As Is Value with 700+ Credit Score

  • Cash out: Up to 75% of the As Is Value with 700+ Credit Score

  • Minimum Credit Score of 680

  • Minimum DSCR of 1.05 for credit of 720+, 1.10 for credit of 700+, 1.15 for credit of 680+

We all have different paths to success, some have achieved it and some have just taken the first step.

California DRE License # 02282830

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