DSCR

Our DSCR (Debt Service Coverage Ratio) loans are tailored for real estate investors looking to purchase or refinance rental properties without the need for tax returns or W-2s. Approval is based on the property’s cash flow, making it easier to scale your portfolio.

  • Rates starting at 5.875%

  • Purchase: Up to 80% LTV of Purchase Price with 700+ Credit Score

  • Refinance: Up to 80% of As Is Value with 700+ Credit Score

  • Cash out: Up to 75% of the As Is Value with 700+ Credit Score

  • Minimum Credit Score of 680

  • Minimum DSCR of 1.05x

California DRE License # 02282830

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